Equity-driven
hard money lending,
made transparent.
We take the subjectivity out of hard money lending. Loans driven by the equity in your property — not your FICO. Residential, commercial, construction, and international real estate, funded in days.
Capital shaped to your
project, not a checkbox.
Hard Money
Asset-based loans for time-sensitive opportunities. Decisions in hours, funding in days.
Residential
Single family & investment homes. Equity-driven, FICO-flexible.
Commercial
Office, retail, mixed-use & industrial. Creative structures available.
Multifamily
Acquisition, repositioning, and stabilization capital for 5+ unit assets.
Construction
Ground-up and rehab draw schedules with third-party inspections.
International
Tailored programs for foreign nationals investing in U.S. real estate. We lend in Canada & Mexico too.
Four ways we
outclose the rest.
We're not a marketplace, a referral mill, or a soft-money front. We're a direct private lender with unlimited institutional capital and a single mandate: tell you the truth about your deal and get it closed.
Decisions in hours
We move at the pace of the deal. Term sheets in hours, funding in 3–5 business days. No bottlenecks built into the process.
Equity, not FICO
Property equity drives our underwriting. Low credit or no credit doesn't end the conversation — it starts a different one.
Creative structures
100% purchase financing. 90% LTV. Secured and unsecured. Interest-only options. We engineer terms that fit the deal.
Cross-border ready
Foreign nationals, ITIN borrowers, and cross-border investors welcome. We lend in the U.S., Canada, and Mexico.
We tell you what will close,
and how to close it.
Lend International LLC is not your typical lender. We specialize in making the U.S. mortgage process accessible and transparent for international and domestic clients alike.
Our loans are strictly driven by the equity in the subject property — not by a borrower's FICO score. We handle residential and commercial real estate that requires creative approaches and aggressive investors to fund.
Our rates remain among the most reasonable in today's market. We look beyond what a commercial property and its business will produce after closing, so we can offer practical terms that help business owners meet their financial goals.
From application to wire,
in four moves.
Submit
Complete our 5-minute application or call us. We need a basic snapshot of you, the deal, and the property.
Underwrite
Our team reviews the equity in the subject property and proposes terms — typically within 3–6 hours.
Close
Documents, title, insurance, and wire. Most files reach the table in 3–5 business days.
Execute
Fund your purchase, refinance, construction draw, or business plan. We stay engaged through repayment.
Closings that
earned the words.
“Lend International closed a $4.2M mixed-use acquisition in eight days when three other lenders had quietly walked. They didn't flinch at the complexity — they engineered around it.”
“As an international buyer, U.S. banks made the process impossible. Luis and his team treated my equity as the qualifier and got me to the closing table without surprises.”
“Real terms in writing within hours. No bait-and-switch on rate or LTV at the table. That alone is rare in hard money.”