Hard Money
Speed-first capital for time-sensitive deals.
- Bridge, fix & flip, rehab, refinance
- Up to 90% LTV
- 3–6 hour decisions, 3–5 day funding
- Equity-driven underwriting
◆ Loan Programs
Capital that adapts
to the deal in front of you.
Six programs, one philosophy: equity-driven, transparent, and built to close.
Residential
Single-family, 2–4 unit, and investment homes.
- Purchase, refinance, cash-out
- FICO-flexible underwriting
- Owner-occupied and non-owner
- Foreign national programs available
Commercial
Office, retail, mixed-use, industrial.
- $30K to $900M loan range
- 5%–6% interest rates
- Secured and unsecured
- Creative structures welcomed
Multifamily
5+ unit acquisition and repositioning.
- Value-add and stabilized
- Cash-out refinance
- Bridge to perm
- Up to $900M facility
Construction
Ground-up and substantial rehab.
- Detailed budget review
- Third-party draw inspections
- Pre-Cost Analysis (>$150K rehab)
- Construction-to-perm available
International
Foreign nationals and cross-border investors.
- ITIN borrower programs
- Lending in U.S., Canada, and Mexico
- Equity-based qualification
- Multi-currency project review
◆ Terms at a glance
The numbers, on the table.
Loan Range
$30,000 – $900,000,000
Loan Term
6 months – 30 years
Interest Rate
5% – 6% (loan-amount dependent)
Max LTV
Up to 90%
Approval Rate
98%
Approval Time
3 – 6 hours
Funding Time
3 – 5 business days
Grace Period
Up to 180 days
Prepayment Penalty
None
Coverage
U.S. Nationwide · Canada · Mexico
Broker Fee
2% referral fee
Loan Type
Secured & Unsecured