The full terms,
on the record.

No minimum length of time in business; startups welcome.

We offer 100% funding.

We provide 100% of the purchase price on qualifying deals.

Up to 90% LTV.

98% approval rate with a 3–6 hour approval process.

Low credit score or low FICO — no problem.

Interest rates range from 5% to 6%, depending on loan amount or nature of investment.

No prepayment penalty.

Access to unlimited institutional capital.

Loan amounts from $30,000 to $900,000,000 (secured or unsecured).

Loan terms from 6 months to 30 years.

Borrower must repay the loan within the agreed due date.

Six (6) months grace period; repayment begins no later than 180 days, with monthly payments rounded to the nearest dollar.

Funding available for secured/unsecured, commercial, single-family, multifamily, and more.

Fast funding guaranteed: 3–5 business day timeframe for project, startup, business, and personal loans.

Borrower must maintain a working bank account in their name or company name for loan transfer.

Approval documentation required: valid ID (driver's license, passport), Business Tax ID or SSN, current financial statements (2–3 months bank statements), contact information, project/business/property summary, company certificate/registration (company loans only).

We offer 2% as a broker/referral fee for any qualified deal introduced for funding.

Failure to repay by the expected date will result in legal action through our attorney.

Loan delivery available via direct cash deposit or bank transfer, depending on agreement.

Borrower must inform us of any change of residential address, zip code, or any material change in circumstances.

Existing customers are eligible for exclusive pre-approved offers, including top-up loans and rate reductions from time to time.

We lend nationwide across the U.S. and in select international markets including Canada and Mexico.

The Fund may take additional appropriate actions to ensure loans are repaid in full and within the terms agreed upon — including, but not limited to, reporting defaults to the Consumer Financial Protection Bureau (CFPB), OAS Department of Human Resources, and the U.S. Department of Citizenship and Immigration Services. The borrower is also authorized to request a credit report from the credit bureau as needed.

Construction Budget: Borrower's detailed construction budget must be submitted for review and approval.

Construction Draws: Funds disbursed in draws based on percentage of work completed. Each draw request requires site inspection by an approved third-party inspector.

Pre-Cost Analysis (if applicable): For construction budgets exceeding $150,000, a Pre-Cost Analysis may be required to verify and assess rehabilitation budget adequacy.

Purchase Contract: Executed purchase contract must be reviewed and approved.

Borrower Qualifications: Brief summary of relevant experience, current credit report, proof of funds, and additional information as requested.

Property Inspection: Lender will conduct a satisfactory drive-by inspection of the subject property.

Guarantees: If the borrower is an entity (corporation, LLC, partnership), a personal guarantee from the principal(s) will be required.

Insurance Requirements: Title insurance and property insurance acceptable to the lender must be obtained and maintained by the borrower.

Additional Documentation: The lender reserves the right to request any additional documentation deemed necessary.